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Hallie Sam

Business

Can You Handle Culture Shock? Normalizing Uncomfortable Conversations 

There is a saying that the United States is a giant melting pot. It has gotten its name because people of all backgrounds live in this country. There are, however, divergent opinions, many faiths, beliefs, and all that make up this country. Diversity is critical to understanding the power of what makes this country -America. Respecting diversity is just as important. But we must first begin with having uncomfortable conversations that put diversity right in the center. That is why, according to Desiree Peterkin Bell, it is important to normalize uncomfortable conversations.

Why Uncomfortable Conversations Matter

There are a lot of people who inherently try to avoid uncomfortable conversations. According to her,  uncomfortable conversations are often the ones that people put off until the last minute. They may anticipate having those conversations with dread, and they often worry about how the other person is going to react. They may be so set in their ways and beliefs that they are unwilling to have these conversations. Just like learning, having these conversations can change the way we see the world. Uncomfortable conversations can broaden our perspective and remind us that our opinions are not necessarily the same opinions held by other people. We learn more about each other, the world, and ourselves through uncomfortable conversations. For some, this may come as a culture shock – GOOD, it should.

Why Do Uncomfortable Conversations Lead To Culture Shock?

Often, uncomfortable conversations lead to culture shock. There are a few reasons why this might happen. First, there might be someone sitting at the table who has a different experience from everyone else. That is something that has happened to Desiree over the years. Desiree has often been the youngest, often only brown woman at a political decision-making table for over 20 years. Second, we often have a hard time putting ourselves in someone else’s shoes. After all, people are informed by their experiences. Finally, uncomfortable conversations can lead to culture shock because we might be shocked at how someone has experienced the world. Just because we have had good experiences ( and even good varies by definition depending on perspective)  doesn’t necessarily mean that someone else’s experiences are the same. Because of this, it is important to normalize uncomfortable conversations, be open to things that may not be normal to you, accept the culture shock with an open mind, and use the lessons that we use from other people to make us better people.

How To Enjoy an Uncomfortable Conversation

Sometimes, a bit of discomfort is important because it helps us grow as a person. So, what do we need to do if we want to enjoy an uncomfortable conversation? We need to first be open and then, normalize them. Instead of running from them, dreading them, and putting them off, we need to go into them with an open mind. If you start an uncomfortable conversation with the mindset that you are about to learn something from someone else, you will no longer dread an uncomfortable conversation. Then, think about the lessons you can take away from that uncomfortable conversation. It can help you grow, evolve, and become a better person. Perhaps an even better contributor to society, the world, and your community.

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Services

Are You Cut Out for Military Service? Danielle Riddle of Boise Weighs In on the Challenges of Serving Your Country

Do you have what it takes to join the military, make it through boot camp, adapt to the rigors of a regimented life, and find success as a member of the United States armed forces? That’s a question that hundreds of thousands of young men and women ask themselves, and it’s definitely worthwhile to ponder it, advises former Marine, Danielle Riddle. Let’s take a closer look at what signing on the dotted line to serve Uncle Sam really means.

How Fit Does a New Recruit Have to Be?

You’ve probably watched movies in which a big, bumbling character heads off to boot camp and becomes a lean, mean fighting machine. But is that realistic? Isn’t it better to train until you’re at the peak of physical business before you even sit down with a recruiter?

Yes and no, says Danielle Riddle. Perhaps surprisingly, the average fitness level of would-be soldiers is relatively low. While there are fitness standards that service members must achieve, remember that most of them don’t come into play until after boot camp. That’s the whole purpose of basic training, after all.

Obviously, the fitter you are, the easier you will likely find those first few weeks of PT. But don’t be deterred if you can’t rip a phone book in half with your bare hands or drag a car that’s hitched to your torso.

There Will Be Mental and Emotional Challenges, Too

No doubt you’ve heard and maybe even internalized the idea that boot camp in particular, and military service in general, is designed to break down recruits and then rebuild them into soldiers. That doesn’t just refer to your muscles, either. Danielle Riddle of Boise, who has been through boot camp for two separate military organizations, can attest to the fact that you will be tested in every conceivable way.
The moment you put on that uniform, you begin learning lessons in teamwork, selflessness, respect for authority and peers, bravery, perseverance, integrity, endurance, and perhaps above all, discipline.

As you adjust to the rigors of military life — waking up at dawn, marching for hours in full gear, repeating a physical fitness drill until you literally collapse, having drill instructors scream at and belittle you — your personality will change. And that’s not even counting the stress stemming from combat, and the subsequent PTSD.

Emotional and mental fortitude can be learned, Danielle Riddle Boise explains, but if you can’t learn how to compartmentalize and push aside your feelings to focus on the task at hand, you might not be a great candidate for military service.

Quitters Need Not Apply

It’s true that joining a branch of the armed forces will change you, but that doesn’t mean everyone can succeed in this endeavor. According to Danielle Riddle, there are a few prerequisites. In addition to the basic requirements such as having a high-school diploma or equivalent, meeting height and weight standards, and scoring a minimum of 33 on the Armed Forces Qualification Test, you ought to also possess certain qualities. Grit and a dogged determination to succeed are the two most important personality traits when it comes to surviving the biggest challenge you’ll probably ever undertake.

If you have a track record of quitting activities when you don’t immediately excel at them, if you tend to ghost your girlfriends instead of putting in the hard work that your relationship requires, or if you lack follow-through simply because you lose interest in an activity, you should rethink your interest in joining the military life.

Of course, adds Riddle, there are many incredible stories of recruits who make it through basic against all odds, but it’s crucial to be honest with yourself before embarking on this adventure.

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Business

Signeasy named “Leader” in Aragon Digital Transaction Management Globe for two consecutive years

Introduction

People must adjust and shift their daily routines with new technology. Paper-based procedures are no longer dependable, efficient, or secure when making purchases or adding clients to the network. Additional technologies are emerging due to digital transaction management.

A concern that has emerged with the expansion in eCommerce and online transactions is the security issue. However, many businesses have adopted systems that make it simple for customers to sign contracts or record payments. Signeasy’s eSignature solutions for banks and financial firms might be a game changer regarding security and effectiveness.

The development of digital transaction management

Any business solution that uses cloud-based software and services to digitally manage a variety of document-centric workflows involving people, documents, data, and transactions within and beyond the firewall is referred to as Digital Transaction Management (DTM) by Aragon.

Along with managing electronic transactions and the documents that go along with them, it also encompasses eSignatures, verification, document transfer, validation, secure archiving that extends beyond records management, and several meta-processes.

As businesses are forced to use digital documents in place of papers, the entire document lifecycle is automated, improving speed, efficiency, security, and accountability.

Aragon’s digital transaction management globe 2022

Digital transaction management (DTM), “a market that has enabled paperless transactions during the COVID era,” is a specialty independent research and advising firm, Aragon Research.

The DTM industry is constantly changing, and firms have increasingly switched from manual to automated or digital procedures in 2021. This 2022 Aragon Research Globe assesses 20 significant vendors who are having an impact on the market for digital transaction management.

The use cases for digital transaction management that typically have the most significant effects on companies are:

  • Processes that involve interacting with customers, such as sales agreements, supplier agreements, NDAs, partner onboarding, and offline purchases
  • Employee-centric procedures include offer letters, employment applications, nondisclosure agreements, stock options, salary agreements, and privacy notices.

Leading with Signeasy

According to Aragon, a player is considered a leader if their comprehensive plans and product offerings match market trends and industry trends and if they successfully execute against a given strategic environment. The Globe executives assist in leading the DTM market and have a distinct vision.

Signeasy has been recognized as a leader by Aragon in recognition of Signeay’s market presence, supporting 40,000 organizations internationally and the widespread use of the mobile apps available through the Play Store and the App Store.

Aragon also acknowledged Signeasy’s ongoing efforts to fortify the alliances to better serve the clients in the Salesforce, Microsoft, and Google Workspace ecosystems.

As part of their team and business plan, Signeasy delivers a centralized dashboard for user administration, is available in 24 languages, and supports all standard document types. To save and archive documents, Signeasy also uses Box, Google Drive, Dropbox, and Microsoft OneDrive.

According to the report, this year’s rollout of use reports completely changed their admin experience. In keeping with its plan to become more upscale, Signeasy has made considerable investments in security and compliance to become SOC2 Type II and HIPAA compliant.

Signeasy is a user-friendly, cutting-edge eSignature and DTM solution for companies wishing to digitize and expedite their document-based operations. Offering a Web app, a mobile app, and an API platform enables companies to grow at their speed with open and adaptable pricing.

Aragon digital transaction management globe report

According to Aragon, the demand for digital transactions will continue to climb in 2021 due to COVID, remote work, and the fact that many businesses will be unable to continue conducting business using paper, among other factors. These elements contributed to the market expanding a little more quickly than it did before COVID. Business executives can no longer ignore this problem and are already noticing the advantages of migrating from paper to digital signing.

According to the survey, businesses “intend to invest in more tools to assist them in automating all of their company activities. It is not simple to automate the drafting of documents and contracts, but the category’s expansion indicates that this transformative transition is well underway.

The companies implementing DTM continue to do better than their rivals by providing a streamlined customer journey that makes subscribing to a service or creating a new purchase entirely digital.

Conclusion

Companies are approaching a new era in which business will be performed using applications that enable speedier business operations because everything will be digital at all times.

One of the first categories of business applications gaining ground in digital transaction management. The use of technology in business is not dependent on permission, and they are searching for business applications that produce better and quicker results since that is what they desire.

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Business

Premium Concrete Cutting In Sydney

There is nothing better than going with a qualified concrete cutting company in Sydney. You will want the best and that is what you are going to get with our company.

We are trained, insured, and committed to helping your vision come to life.

If the goal is to go with the best, we are your finest bet. 

Refined  

It is always important to choose a team that is focused on offering refined results. This is a must and it is something the best concrete cutting company will bring to the table as soon as the project is underway. With our help, you will know you are in great hands.

The work will be world-class and it is going to look the way you need it to.

Long-Lasting

A long-lasting solution is the only kind you are going to want. A client will always have a vision for how their project should turn out and that is what will appeal to you with our help. We are going to remain on top of things from day one and you will feel confident with the work we are doing.

If it is time to go with something that lasts, you will want our help. 

Tailored

A tailored option is something a person has to think about with a lot of care. You will realize this as soon as you begin to work with us.

You will appreciate the attention to detail and how it all comes together.

We will personalize each aspect and ensure you are satisfied with how we have gone about doing things.

Affordable

We know you will want something budget-friendly and that is why our rates are some of the best on the market right now. You are not going to be put in a tough spot where the rates are too high and you are not getting full value for your investment.

Fast 

It is common for clients to want things to progress at a decent speed. You are not going to want time to be wasted and it won’t be as long as you are patient. If that is the case, it is best to think about going with a solution that works.

Our concrete cutting services are among the best in the business and something you will adore due to how things are done. This includes the speed at which the project will unfold as soon as the green light is given.

If you are thinking about moving forward with a professional concrete cutting company then we are the only option you will want to go with. We are not going to waste your time and our number one priority will remain to help out with each phase of the project.

Our tools and techniques are some of the best in the industry right now. This is key for those who want the best option in all of Sydney. 

Take the time to set up a consultation with us and know you will be working with the finest option in town.

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News

How Juvia’s Place by Chichi Eburu Began

Chichi Eburu redirected her frustration with the beauty industry into a solution cherished by many and brought us Juvia’s Place.

Necessity Spawns Inspiration

Chichi Eburu has searched everywhere — from drug stores to specialty shops, high-end to low-end brands. Nowhere did she see exclusive makeup tones that matched her rich skin hue.

The beauty industry, undoubtedly supported by a diverse set of customers, wasn’t living up to it’s claims of inclusion.

Pride Out of Inadequacy

Chichi grew up in Nigeria. But even there, the beauty messages all around her did not reflect deep skintones.

As a child, she believed she couldn’t be beautiful because when she looked in the mirror her skin tone didn’t match what she saw in beauty industry advertising.

But as she grew into a woman, she began to take to heart the teachings of her mother and aunts. She was a part of a great community and nation. She had a rich heritage.

Upon self-reflection, she began to rethink her feelings of inadequacy and asked herself, “How can I feel beautiful when the beauty industry tells me ‘this isn’t beauty’. They don’t design products to enhance my kind of beauty”.

Rather than focus on the problem, she saw an opportunity for a solution — an inclusive beauty brand.

Chichi Eburu Finds Her Niche

Chichi Eburu knew she had a mountain to climb. The mostly Caucasian-run beauty industry is notoriously monolithic, making it nearly impossible for an outsider to gain a foothold. But Chichi knew that if people could just see that they had a better choice, they would feel drawn to her brand and mission.

She had a dream. But what she didn’t have much of was money. So she needed to think strategically rather than try to take on Big beauty head on. She had the passion and knew she would find a way.

You’ve Got to Start Somewhere

With just $2000, she began making and selling cosmetic applicators to raise money for her future cosmetic line.

With a vision board containing images of great African leaders like Queens Nefertiti and Cleopatra, she stayed focused on her goal as she began working out of her 2-bedroom apartment as her children slept in the next room.

The Birth of Juvia’s Place

She saved up and was ready to launch her first product, an eyeshadow she called “The Nubian”. It was inspired by Nefertiti who graced the packaging.

It was an instant hit, and she used its success to expand her line, creating products for all skin tones from light to dark. She didn’t want to repeat the exclusiveness in the industry that had pushed her to create this line.

“Juvia” is a combination of her children’s names, Juwa and Olivia.

And soon Chichi Eburu’s Juvia’s Place would become a beloved, globally-known Black-owned beauty brand.

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Finance

ELSS Mutual Funds A Smart Option To Save Taxes

Investors look for investment possibilities to get consistent returns, build wealth over the long term, and reduce taxes. Although many investment opportunities result in earnings, they are taxed by Income Tax regulations.

An investor can properly save on income taxes by making investments in well-known tax-saving securities. The Equity Linked Savings Scheme, also known as ELSS funds, is one of the best tax-saving options.

What are ELSS Mutual Funds?

Under Section 80C of the Income Tax Act of 1961, an individual or HUF may deduct up to Rs. 1.5 lacs from their total income by investing in an equity-linked savings scheme (ELSS).

As a result, if an individual invested Rs. 50,000 in an ELSS, her total taxable income would be reduced, lowering her tax liability.

The lock-in period for these programs is three years from the date of unit allocation. The units can be redeemed or swapped after the lock-in period has ended. ELSS provides dividend and growth alternatives. Systematic Investment Plans (SIP) are another avenue for investors, and contributions up to 1.5 lakh made in a fiscal year are eligible for tax exemption.

Features of ELSS Funds

Lowest Lock-in Period: When it comes to tax-saving investments, equity-linked savings schemes have the shortest lock-in Period. After a three-year lock-in period, the assets may be revised. ELSS funds may provide a greater return than public provident funds, traditional tax-saving fixed deposits, national pension plans, and others.

Save Tax: Under section 80C of the Act, investments in ELSS funds offer a tax benefit of up to 1.5 lakh. It enables tax savings and higher earnings. Utilizing tax deductions aids you in planning your taxable income.

Investment method: SIP or lump sum investments are both acceptable for ELSS. Rupee cost averaging is available while investing in SIP mode, saving the hassle of making a single large investment. As a result, investing in the SIP method does not feel expensive.

Management of the invested sum: ELSS are managed by experts familiar with market circumstances and aware of market ups and downs. These fund managers are in charge of overseeing all investments made through ELSS.

Tax Treatment In ELSS Funds

One of the most often used strategies for tax planning is equity-linked savings schemes, or ELSS funds, which are mutual funds that save on taxes. Because the returns are based on stock market performance, these funds may produce higher returns than other tax-saving instruments. The majority of ELSS funds’ corpus is typically invested in equity.

Under Section 80C of the Income Tax Act of 1961, you are eligible for an income deduction for ELSS of up to Rs. 1.5 lakh in a fiscal year. This results in tax savings of Rs. 46,800 if you are in the highest income category.

Reasons to invest in ELSS Funds

Pay less and get more

You can claim a deduction and lower your taxable income by up to Rs. 1,50,000 annually under Section 80C of the IT Act.

Trading without money

ELSS investments have the shortest lock-in period of Section 80C investments, at just three years.

Convert into delivery

If you fall under the highest tax bracket and fully utilise Section 80C provisions, investing in ELSS Mutual Funds will help you save up to Rs. 46,800 annually.

Final Thoughts

Investors must evaluate the long-term profits of various schemes before investing because ELSS investments are for the long term. All ELSS plans devote at least 65% of their funds to equity funds and the remaining portion to debt. A decent strategy for choosing an ELSS scheme is to consider the scheme’s historical performance over a five to ten-year period, the consistency of the fund and company, and how long the fund manager has been managing the fund.

Make sure the scheme’s portfolio includes a variety of large, mid, and small-cap stocks since this will allow it to provide positive returns over different market cycles. Plans that invest in various companies and industries are also better able to endure any cyclical market turbulence. For returns greater than any other tax-saving investment strategy, investors must hold their investments for at least five to seven years.

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Business

Avoid These Common Hiring Mistakes

All organizations, regardless of their size, could use a refresher course in hiring. Even experienced human resources professionals will benefit from a few reminders about good hiring practices. No matter how many individuals your organization has hired over the years, bad hires still happen. Perhaps a manager was in a hurry to hire to fill an important opening. Or, your staff hired someone because an employee knew the applicant, and they seemed nice enough. Or, a so-so candidate was hired even though the person doing the hiring knew that they could do better if they only kept looking. And the list goes on.

The accompanying infographic, Are You Making These 7 Hiring Mistakes, presents statistics showing the serious consequences of hiring mistakes. Almost three out of every four employees admit to hiring the wrong person for a position, a figure that is astounding. Considering the time spent in the job search and the financial costs of a wrong hire, that adds up to a whole lot of wasted time and money.

A bad hire is more than a financial mistake. Bad hires negatively impact overall employee morale. Supervisors spend too much time managing employees who cannot perform up to the standards of the job; bad hires may not get along with their coworkers; and employees lose confidence in the ability of those doing the hiring. Bad hires either realize they are a bad fit and leave voluntarily, or they may get fired because they can’t do the job. Either way, you are soon in the position of having to hire all over again.

How can you improve your organization’s hiring process? Follow the infographic’s advice! Don’t skip any of the important steps in the hiring process. Attempting to hire someone quickly may lead your human resources department to neglect pre-employment screening and/or background checks. They may be using templated job descriptions that don’t thoroughly describe the position and your company culture.

Mistakes can be made during the interview process, too. Asking “easy” questions or deciding to hire someone because the interviewer likes them personally can lead to bad hires. Yes, personality is important in getting along in the organization, but it shouldn’t override the ability to perform the job.

The biggest takeaway from the infographic is that taking the time to hire correctly, even if it means a delay in filling the position, is the best way to go. The right candidate will appear at some point, even if you have to re-open the job search process. A little extra time spent in finding the best person overrides the amount of time and money wasted in the future because of a bad hire.

The following infographic was created by a vetting company and should be required reading for anyone in your organization who is involved in the hiring process.

Infographic provided by Global Verification Network, experts on education verification
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Business

How Remittances Boost Global Education Levels

The double whammy of under-education and poverty is not new in developing countries. Many children have no access to school because of their family’s economic situation — some parents cannot afford to send all their children to school, while others are too poor to pay the fees required by public schools. The money sent by relatives working abroad is often the only source to provide children with an education. This article looks at how remittance and money transfer services play a vital role in the education of underprivileged children.

Impact of remittance on education

Education is one of the vital factors in determining a family’s ability to provide for their children, as well as their overall quality of life. In many underdeveloped and developing countries, including the Philippines and Indonesia, education is not free. Families must pay for school supplies and uniforms, which can be expensive. Additionally, families that rely on international bank transfers from family members abroad often use it to pay for education costs.

This money helps provide students with the tools they need to succeed in school and later on in life. Not only does it help them attend school, but it also makes it possible for them to receive more advanced degrees if they choose to pursue higher education later on in life—which can lead to higher-paying jobs and more financial stability overall.

Get reliable international money transfer services for education remittances

You can get the services of a reliable money transfer services provider for your remittance needs. They offer services like wire transfers and online bank transfers. The recipient will receive the money within a day. Avail of our international bank transfer services today.

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