July 2023


Do High-Paying Referral Programs Exist? How to Identify and Join One?

The IDFC FIRST Bank MyFIRST Partner Program is a high-paying referral program. You can earn decent money to fulfil most needs like pursuing hobbies, starting a dream business, paying rent and utility bills or supporting your parents.Simply download the app on your smartphone, register within minutes and start referring a personal loan.

Customers can borrow between ₹20,000 to ₹40 lakhs. Youcan earn a certain percentage of this amount as a commission once the loan is sanctioned. Now receive the payouts weekly in your registered bank account. This can be an excellent source of addedincome without hampering yourexisting job.Read on to know more.

Highest Paying Referral Program

The IDFC FIRST Bank MyFIRST Partner Program gives you a chance to earn ₹50,000 and above per month. Find people who need urgent money among your friends, colleagues, neighbours and family members. Encourage them to consider a personal loan to meet their financial needs without hiccups. Explain the best features like a flexible tenureof 6 months to 60 months, low interest rates, simple documentation and ease of access.

This way people are more likely to consider the loan. This is a great passive income idea and is suitable for anyone who is an Indian citizen and 18 years of age. From a second income, it can slowly become your alternative career option and your primary work. Download the IDFC FIRST Bank MyFIRST Partner app, which is the highest paying refer and earn app and start earning to secure your financial future.

How to Find a High-Paying Referral Program

By choosing the IDFC FIRST Bank MyFIRST Partner Program, you get a fantasti creferral rewards program.Below are the features:

  • You get to associate yourself with a large reputed Indian bank. For instance, IDFC FIRST Bank is a popular name and working for their referral program will help you earn the trust of your target audience. Ultimately, this increases the chances of a successful loan disbursal and significant income.
  • TheIDFCFIRST Bank MyFIRST Partner Program has the potential to help you earn ₹50,000 and higher. This is by offering a flat 1.5% per disbursal. You have to be consistent in your effort to achieve the desired results.
  • You do not require any form of investment. This makes it especially affordable for students and housewives. But make sure to invest some time in spreading the word and educate people well on personal loans. It can be done at any time at your convenience without any hard and fast set hours.
  • Participate in the referral program from the comfort of your home via an app like the IDFCFIRST Bank MyFIRST Partner app. Check if it is PCI DSS Security compliant for high-end data safety.

Avoid referral services that have a complicated and paid sign-up process. Pick the one that only requires you to upload a few basic documents, a photograph, bank account details and verify an OTP to finish the registration process. You will now receive a digital ID using which you can begin the referral services like suggesting the loan and helping the customers with filling out forms and document verification. By choosing the IDFC FIRST Bank MyFIRST Partner Program, you can enjoy these benefits.

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Unlocking the Benefits of Step-Up SIP Calculators

Investing in mutual funds through the systematic investment plan (SIP) mode is convenient. In this mode, you can opt for monthly investments. This feature makes SIP attractive to young people who have recently started working. Through this investment mode, you can start with a small amount. However, as your income increases, so can your monthly SIP investment. This facility is called the step-up SIP.

What is stepup SIP?

With the help of step-up SIP, you can increase your monthly mutual fund investment amount at fixed periodic intervals. Gradually increasing your investment amount might help you enjoy higher returns you may have enjoyed if you did not opt for the top-up SIP facility. Hence, increasing your SIP investment amount regularly is a wise choice.

How does it work?

The step-up SIP facility works in two ways. They are:

  • Percentage

The first way is annually increasing your investment amount by a fixed percentage. Let’s look at an example. You start your investment journey with a SIP investment of ₹3000. You want to raise your monthly investment amount annually by 10%. So, your investment amount after the top-up option is ₹3300 in the first year and the following year, it will increase by 10% throughout your investment tenure.

  • Amount

In this way, you can raise your monthly SIP amount by adding a fixed amount to your monthly mutual fund investment amount per year. For instance, you start investing at ₹5000  annually. You decide to increase your investment amount by ₹3000 every year. Hence, next year, your monthly investment amount will be ₹8000.

Regardless of the method chosen, you must know the step-up amount. An online increasing sip calculator can help you determine the top-up investment amount.

What are stepup SIP calculators?

A step-up SIP calculator can help you evaluate the potential returns on your monthly SIP investments. The SIP calculator with step-up computes the accumulated wealth at the end of your investment tenure. The SIP step-up calculator automatically considers the same step-up percentage every year and calculates the final SIP value of your investments.

How to use step up SIP calculator?

Step-up SIP calculators work on the following simple inputs:

  • Monthly investment amount
  • Growth rate expected
  • Duration
  • Step-up percentage

What are the advantages of stepup SIP calculators?

The following are some benefits of using a SIP calculator with step-up:

  • Easy to use

Online step-up SIP calculators are easy to operate. Just enter the required inputs such as the investment amount, investment duration, expected growth rate, and step-up percentage. The calculator will calculate the maturity amount after analysing the inputs.

  • Estimate returns

You can use these calculators to ascertainthe potential returns on your monthly SIP investments. These online step-up SIP calculators can also help you take sound mutual fund investment decisions. You can compare the returns using these calculators, which help you make informed decisions.

  • Timesaving

Computing step-up investment returns can take time apart from confusing. That’s where online calculators step in. These calculators will provide the results in seconds, saving time and energy. They are free to use regardless of the number of times you use it.


There are numerous other benefits of using an online step-up SIP Calculator. They have an enormous impact on your future financial health. So, what are you waiting for? Start your investment journey by using these calculators.

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Eco-Warrior in the Boardroom: The Rise of Flavio Maluf

In the corporate world, where profits often take precedence, Flavio Maluf emerges as a unique figure – an “Eco-Warrior in the Boardroom.” His journey to becoming a leading advocate for sustainability and green practices is nothing short of remarkable. Born into a family of entrepreneurs, Flavio Maluf’s passion for both business and environmental conservation has been ingrained in him from an early age. As the CEO of Eucatex, a company renowned for its eco-conscious practices, Maluf has spearheaded a paradigm shift in the business landscape, proving that profitability and sustainability can coexist harmoniously. 

The Early Years: A Foundation for Sustainable Entrepreneurship

Flavio Maluf’s journey towards becoming an Eco-Warrior began with a solid foundation in entrepreneurship. Hailing from a family with a strong legacy in the business world, he learned the ropes of commerce and innovation early on. Armed with a degree in Mechanical Engineering and a business administration degree from the New York University, Flavio Maluf was well-equipped to take on the world of business.

Joining Eucatex, a company founded by his grandfather in 1951, marked the beginning of a transformative era for Maluf. He recognized the potential to revolutionize traditional business practices by embracing sustainability. Guided by his unwavering commitment to environmental conservation, Flavio Maluf began to implement sustainable strategies within the company, making Eucatex a pioneer in the green business landscape. 

Greening the Business Landscape: Leading by Example

Flavio Maluf’s rise to becoming an Eco-Warrior is defined by his determination to lead by example. Under his leadership, Eucatex has become a symbol of sustainable enterprise, combining eco-friendly production methods with a dedication to social responsibility. The company’s sustainable practices include reforestation initiatives, responsible wood sourcing, and the use of renewable energy sources, such as biomass and solar power.

Beyond his impact at Eucatex, Flavio Maluf actively advocates for green practices on a broader scale. He participates in environmental forums and conferences, sharing insights on sustainable entrepreneurship and urging businesses to prioritize eco-conscious strategies. By championing policies that promote environmental preservation and sustainability, Maluf has become a prominent voice in the fight against climate change.

As the world grapples with pressing environmental challenges, Flavio Maluf’s journey serves as an inspiration to both aspiring entrepreneurs and established business leaders. His unwavering dedication to sustainability and green practices proves that it is possible to be both profitable and environmentally responsible. As an Eco-Warrior in the Boardroom, Flavio Maluf continues to redefine the business landscape, paving the way for a more sustainable and eco-conscious future.

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Making Your Restaurant Drive-Thru More Efficient

Does your drive-through service move quickly or slowly? The way you answer this question can have a significant impact on the profitability of your QSR (quick-service restaurant) and your ability to thrive in the highly competitive fast-food industry. Drive-thrus are responsible for up to 70% of a restaurant’s sales, and this percentage is increasing as more people find it difficult to dine in. By speeding up your drive-thru service, you can not only make your customers happier but also serve a larger number of customers, leading to higher revenue and profitability for your establishment.

There are various methods to improve the efficiency of your drive-thru. Make sure your signage is clear and provide an order confirmation display to speed up service and reduce errors by informing customers of their estimated wait time. An order recall display allows cashiers to make changes to an order without deleting the original and starting over. Moreover, adding multiple drive-thru windows and pullaway lanes helps decrease wait times and prevents congestion.

The following resource, created by Quikserv, goes into more detail about the importance of a fast and reliable drive-thru experience.

Guide created by Quikserv, a leading provider in automatic drive thru windows

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Shelton Haynes and Roosevelt Island are Experiencing a Renaissance

Under the leadership of Shelton Haynes, Roosevelt Island is experiencing a renaissance that is transforming it into a thriving community. As the president and CEO of the Roosevelt Island Operating Corporation (RIOC), Haynes has been instrumental in driving growth and revitalization on the island. This article will explore Haynes’ role in leading Roosevelt Island’s renaissance, as mentioned in the attached content.

Revitalizing Roosevelt Island

Shelton Haynes is dedicated to revitalizing Roosevelt Island and unleashing its full potential. As the CEO of RIOC, he has prioritized long-term development strategies to bring about positive change. Haynes has played a vital role in completing the island’s master plan, with the construction of Riverwalk Building 9 being a significant milestone. Through his vision for growth, Haynes is positioning Roosevelt Island as a thriving and dynamic community.

Shelton Haynes’ Commitment to Roosevelt Island

Shelton Haynes understands the importance of robust infrastructure in supporting a vibrant community. He has prioritized infrastructure enhancements on Roosevelt Island, improving roads, parks, buildings, sports facilities, and public transportation. By investing in these essential aspects, Haynes ensures residents can access high-quality amenities and services that contribute to their well-being.

Fostering Economic Development

Shelton Haynes is a strong advocate for economic development on Roosevelt Island. He has worked with real estate developers to attract businesses and create job opportunities. Haynes’ efforts have revitalized the retail sector on the island, with the establishment of new businesses in the Shops on Main. By supporting the local business community, Haynes is fostering a thriving economy and enhancing the overall livability of Roosevelt Island.

Shelton Haynes’ Dedication to Roosevelt Island’s Creative Scene

Shelton Haynes recognizes the importance of arts and culture in creating a vibrant community. He has championed initiatives to promote arts and culture on Roosevelt Island, including public art installations, festivals, and support for local artists and cultural organizations. Haynes’ commitment to cultivating the island’s creative scene has enriched the cultural fabric of Roosevelt Island and provided residents with diverse artistic experiences.

Sustainability and Environmental Stewardship

Shelton Haynes is deeply committed to sustainability and environmental stewardship on Roosevelt Island. He has spearheaded initiatives to reduce the island’s ecological footprint and promote sustainable practices. Haynes’ dedication to sustainability is reflected in adopting renewable energy sources, energy-efficient solutions, and environmentally friendly construction practices.

Shelton Haynes’ leadership has ushered in a renaissance on Roosevelt Island, revitalizing the community and positioning it for a bright future. Through his vision for growth, commitment to enhancing infrastructure, support for economic development, cultivation of arts and culture, and dedication to sustainability, Haynes has played a pivotal role in transforming Roosevelt Island into a thriving and sustainable community. His tireless efforts have created a strong foundation for continued progress and success, making him an invaluable leader for the island’s renaissance.

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Set the Tone: How Leader Daniel Shin Innovates at Every Level of His Business and You Can Too

As the co-CEO and founder of PortOne Global, entrepreneur Daniel Shin oversees the integration of billing for merchants into a single API. The company was able to bring real solutions to a market that was in desperate need of them, giving Shin a chance to innovate while expanding within a growing market.

A massive figure in the e-commerce space, Daniel Shin has become acclaimed for his work building teams and navigating complicated concepts. With high-profile successes under his belt, including TicketMonster and PortOne Global, Shin felt inclined to share some of the concepts that have led him to where he is today.

Looking Before You Leap

In the entrepreneurial space, there are few instances where you aren’t going to be taking magnificent risks. Shin suggests that research and preparation are integral when it comes time to plan for the future. With that being said, he also suggests making a move rather than waiting forever for the perfect opportunity.

Daniel Shin says that immediate action and testing concepts can lead to positive results. Even with failures, Shin suggests that there will always be something to learn and a lesson to take home to look over. Taking risks with TicketMonster and his angel investing firm at Fast Track Asia are two particular points of emphasis for Shin.

Prepare With Professionals

Daniel Shin knows that he can’t do everything on his own, and that is why he made a point to develop team-building skills that could empower him in the entrepreneurial sphere. Shin says, “When the right people are in the room with you, ideas naturally come to life without too much friction.”

In order to find the right members for his team, Shin focuses on reaching out to colleagues who are ready to work in a collaborative and constructive environment. With the ability to say ‘no’ and offer up better options, Shin knows that his team can find ways to succeed even when hurdles are bare before them.

Find Your Priorities

Finally, Daniel Shin suggests that it is important to find ways to prioritize the tasks that you have to do during the day. Before he took time to delegate and prioritize, Shin would find himself overwhelmed and bogged down by simple meetings and wasteful calls. Now, Shin makes a list of concepts that he has to tackle before he even goes to bed for the night.

In addition to prioritizing his tasks and delegating the less important ones to his team, Shin focuses on using software to enhance his overall effectiveness and productivity. Shin utilizes tools like ChatGPT to get quick answers to questions that come to mind.

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Outsourcing WordPress Maintenance: The Pros and Why It Matters

Business owners often feel like there aren’t enough hours in the day. It might be hard to find time to manage your website between managing workers, operations, and industry trends. The online face of your business, your website, is crucial to its success. If you’re dealing with WordPress maintenance, outsourcing can change everything.

Outsourcing WordPress maintenance can save you time and improve website security and functionality. A competent WordPress maintenance service can keep your website updated, safe, and functioning properly. Outsourcing also reduces data breaches and costly downtime.

Expert maintenance by experts.

Outsourcing WordPress maintenance to WordPress Support Services offers the benefit of competent professional maintenance. WordPress support plans commit your website to a team of qualified professionals who assure its proper operation. They may fix technical difficulties and update your website to keep it functioning smoothly. Expert maintenance gives you peace of mind that your website will be well-maintained and issues resolved quickly. This lets you concentrate on your business rather than your website’s technicalities. Because it prevents costly emergency services, outsourcing maintenance can save money over time. Expert WordPress maintenance is crucial, and outsourcing it can help keep your website up-to-date and running smoothly.

Use your time.

Saving time by outsourcing WordPress maintenance can benefit your business. WordPress support lets you focus on other business matters. In outsourcing website maintenance, you can relax knowing specialists are handling it. They handle updates, backups, security checks, and more. You won’t have to master website maintenance technicalities or spend hours debugging. This is where WordPress support plans help. There are several maintenance services at varying prices, so you may choose one that meets your demands and budget. The correct WordPress support plan lets you focus on business growth and save time.

Secure your website.

Keeping your website secure is essential to your online visibility. With more cyberattacks, it’s crucial to secure your website. Hire a trustworthy WordPress support provider to handle WordPress maintenance. Most WordPress support plans include security checks and upgrades to secure your website. WordPress support providers also use the newest security techniques to protect your data and prevent unauthorised access. Take advantage of their experience to relax and expand your business while your website is in good hands.

Outsourcing WordPress maintenance is a smart move for any business or individual who wants to focus on their core activities without worrying about website glitches or security breaches. By hiring a professional team, you’ll have access to the latest tools and technologies, as well as expert advice on how to optimize your site’s performance and user experience. Plus, you’ll save time and money in the long run, as you won’t have to hire an in-house team or spend hours learning the ins and outs of WordPress maintenance. So, if you value your online presence and want to stay ahead of the competition, consider outsourcing your WordPress maintenance today.

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Tushy Founder Miki Agrawal Showcases Unwavering Commitment to Philanthropy, Hygiene, and Innovation.

Miki Agrawal is a Canadian entrepreneur who has garnered mass media attention thanks to her focus on hygiene, innovation, and philanthropy. Touching on taboo subjects such as underwear for women during their period as well as bathroom bidets, Miki Agrawal has garnered a reputation for tackling tough subjects while bringing a humorous and enjoyable light to them.

An entrepreneur and a disruptor, Miki Agrawal has enjoyed a meteoric ascent in a historically combative industry toward ambitious women. Let’s dive into Miki Agrawal’s story to understand how she took creative marketing and a commitment to philanthropy and turned it into a whole career.

The Early Days of Miki Agrawal

Miki Agrawal attended Cornell University in 2001, where she graduated with a Bachelor of Science in Business and Communication. Upon graduating, Agrawal would relocate to New York City, where she’d work in the financial field for Deutsche Bank. The events of 9/11 would cause her to rethink her career, setting the stage for something entirely different.

Agrawal would first break into the public consciousness thanks to her work with Tushy, a company that offers access to best-in-class bidets. Rising in popularity during the COVID-19 pandemic, Agrawal recalled her history with bidets in her Indian-Asian household, and she saw a white space for innovation within the industry.

Innovation would set the tone, and products like THINX, sustainable period-proof underwear, were soon to follow. As a result of just these two products, Agrawal has helped to optimize efficiency, improve cleanliness, and reduce negative environmental impacts.

Helping Others Through Her Work

Miki Agrawal has been dedicated to environmental causes as well as sustainability within her industry, but that is far from her only focus. Throughout her time in the public spotlight, Agrawal has worked steadfastly to give back to the individuals and communities her work touches upon.

With THINX, Miki Agrawal has focused on addressing a serious need for sustainable menstrual products. Agrawal and her company donate a piece of all sales to support access to basic hygiene needs for women around the world. Thinx also works directly with other non-profit organizations to improve sanitation conditions for individuals in underserved communities.

Most recently, Thinx and Agrawal partnered with the team at GiveLove to improve and promote sustainable waste management.

Journey of an Entrepreneur

Miki Agrawal is an entrepreneur committed to much more than just the bottom line. Relentlessly in pursuit of innovation and sustainability, Miki Agrawal has targeted improvements in the hygiene industry while simultaneously asking viewers to discuss and challenge societal norms.

Agrawal has continually demonstrated that businesses can push innovative products forward while striving to create positive differences in the world, transforming taboo subjects into areas where positive changes can be made.

Miki Agrawal has enjoyed a sprawling career as an entrepreneur, disruptor, and author. Agrawal broke into the entrepreneurial world with her farm-to-table pizza chain WILD before transitioning into her work at THINX and TUSHY.

For her efforts in innovation, Miki Agrawal appeared on Forbes’ Top 20 Millennials on a Mission, where she was recognized as a public speaker, author, entrepreneur, and advocate for female empowerment.

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